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Voluntary Benefits
Cuyahoga County partners with Lincoln Financial to offer eligible employees the opportunity to enroll in the following popular insurance benefits on a voluntary basis:
Short Term Disability insurance, Long Term Disability Insurance, Accident insurance, and Critical Illness Insurance
The costs for Lincoln Financial and Trustmark voluntary benefits are paid by the employee 100 percent on an “after-tax” basis, with no contributions by the County. For plan details including costs, click the link to each category below.
Please note: Read the information posted for any pre-existing condition limits that may apply. Note also any policy exclusions and waiting periods and read your policy for details. Coverage automatically transferred from Trustmark counts time previously covered to reduce pre-existing condition waiting periods.
NEW THIS YEAR: Beginning with the 2026 Open Enrollment which starts on October 20, 2025, active employees will be able to enroll into the Lincoln Financial Voluntary Benefits referenced above digitally through your Cuyahoga County Infor employee self-service account.
Trustmark Universal Life Insurance
Cuyahoga County is continuing its partnership with Trustmark Solutions to provide Universal Life insurance to all eligible employees. This policy includes long-term care benefits, and rates are locked in at the age you first purchase your policy. These Universal Life Insurance policies are yours to keep when you leave Cuyahoga County employment and continue to pay the premiums directly to Trustmark at the rates you lock in upon enrollment.
More information, including a short video
Contact Us
- Phone:
- For Questions About These Benefits Call - 888-304-6498
- For Questions About Existing Lincoln Coverage Call - 877-275-5462
- For Questions About Existing Trustmark Coverage Call - 800-918-8877
- Website:
- Lincoln Financial Website
- Trustmark Website
Accident Insurance
Accident insurance provides lump sum cash benefits to help you manage unexpected expenses if you or your covered dependent suffers a covered injury due to an accident. How you spend it is completely up to you.
Critical Illness Insurance
Critical illness insurance provides cash benefits if you or your covered dependent suffer a covered critical illness. It provides cash to pay health insurance deductibles, transportation, childcare, and other needs while you receive treatment and recover.
Trustmark Universal Life Insurance
Universal Life is permanent insurance that you take with you when you leave employment. It helps shield your family from financial hardship if you or your spouse decease, and it provides long-term care benefits if needed at any point while living.
Long Term Disability
Disability income insurance that replaces part of your paycheck when you are sick or hurt off the job and unable to work after your than your paid sick time or Short Term Disability coverage exhausts.
Short Term Disability
Disability income insurance that replaces part of your paycheck when you are sick or hurt off the job and unable to work. There are two coverage options, with either a 14-day waiting period or a 30-day waiting period.
- Lincoln Financial Voluntary Short Term Disability Class 1
- Lincoln Financial Voluntary Short Term Disability Class 2
How to Reach Lincoln
Member service once you are enrolled to verify coverage, place a claim, questions on wellness screening cash benefits, etc.