Heritage Home Loan

a blue house with a front yardCuyahoga County has many wonderful homes that were built to last. These homes are part of our heritage, and we can help you preserve them. Through the Heritage Home Loan Program, the County partners with the Cleveland Restoration Society to offer low interest loans that provide the funds you need to modernize and make energy efficiency improvements. The Heritage Home Program is available to help with access to loan programs and free technical assistance for home repair, maintenance, and rehab needs.

Eligibility and Requirements:

Applicants must meet all of the following eligibility requirements:

  • Income Eligibility Requirement – None.
  • Home must be 50 years or older
  • Must be located in an eligible community. List of eligible communities
  • Properties must have a total Market Value of less than $750,000. Properties with a value between $550,000 - $750,000 are eligible for exterior improvements only.
  • Eligible types of home repairs: Electrical, HVAC/furnace, plumbing, roof, insulation, window, basement waterproofing, masonry, painting, compatible additions, finishing attic, bath/kitchen renovation (excluding kitchen appliances - Excludes all Kitchen Appliances. (i.e., Stoves, Refrigerators, Dishwashers, Microwaves, etc.…) etc.
  • Luxury projects and improvements are not eligible (i.e., vinyl siding or vinyl windows, hot tubs, swimming pools, decks, patios, landscaping, etc.)

For more information on how to apply please contact the Cleveland Restoration Society at (216) 426-3116.

Application details and forms can be found here.


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