Freezing Your Credit
Credit freezes are powerful, free tools to stop ID thieves from wrecking your credit.
Credit freezes give you control over who sees your credit reports and when they can see them. If a lender can't run a credit check on an application, it won't issue new credit – so ID thieves trying to run up debts in your name will be thwarted.
Best of all, credit freezes are free.
Credit Freezing FAQ